There is a document in your financial life that is almost certainly more powerful than your will. It doesn’t need a notary. It doesn’t require witnesses. In many cases, it’s a half-page form you completed in five minutes when you opened an account or signed up for a policy, and you probably haven’t thought about […]
Nobody builds a business thinking about what happens when they’re gone. That is not a criticism. It’s simply the nature of building something. Your focus is forward: the next client, the next hire, the next product, the next year of growth. The question of what happens if you’re suddenly no longer there feels remote, the […]
Ask most people what estate planning is for, and they’ll tell you it’s about what happens after they die. That’s true, but it’s only part of the picture. The situation that catches most families off guard isn’t death. It’s incapacity. Death happens once. Incapacity can unfold gradually or arrive without warning, and it may last […]
If you’ve taken care of your estate planning, you probably have a will. You signed it in front of witnesses. You know where it’s stored. Maybe you updated it after a marriage, the birth of a child, or a divorce. It’s understandable to feel like you’ve checked an important item off your list and can […]